Long Term Disability: Frequently Asked Questions

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A long term disability lawyer can help you access benefits

Imagine losing the ability to interact with friends and family, to work to support your spouse and kids, to enjoy your favourite pastimes. This is the life of a person who has suffered a long term or permanent injury, the type of client that Neinstein Personal Injury Lawyers works so hard to support. An experienced long term disability lawyer can help seriously injured accident victims access coverage to address long term healthcare costs, rehabilitation expenses, and home renovations to accommodate a new way of life. It is the job of a long term disability lawyer, in other words, to help accident victims reclaim control of their lives.

Who Can Access Coverage?

Long term disability insurance can be purchased in a variety of ways, including individually via an insurance broker or directly from an Ontario insurance company. It may also be available through your benefits package at work. Contact your employer or insurance provider for more information.

What Sort of Injury Qualifies for Long Term Disability Coverage?

When most people think about long term disability, they envision a person who is paralyzed or suffering from partial paralysis caused by a brain or spinal cord injury. This is not inaccurate, but there are various other forms of long term disability, including chronic pain, PTSD, depression, and anxiety. Simply put, anyone whose injuries prevent them from working and earning a living has the right to apply for long term disability coverage. The source of the injuries is generally irrelevant; whether you are hurt in a car accident, a boating accident, a medical mishap, or a slip-and-fall, you are entitled to seek benefits through your insurance provider.

How Can a Long Term Disability Lawyer Help? 

Applying for long term disability benefits can be a complex and challenging process at the best of times. When you’re dealing with a new and life-altering injury, it can seem nearly insurmountable. Personal injury lawyers with expertise in long term disability claims have experience with this process. Their trained eyes will ensure that your application proceeds smoothly.

A long term disability lawyer can also represent you in disputes with your insurance provider. These disputes are, unfortunately, not uncommon. As your representative, it’s our job to ensure that you receive the full amount of compensation to which you are entitled. We’ll manage this process from beginning to end while keeping you informed and up-to-date along the way. Our aim is to shoulder the burden of the legal process while you focus on your recovery.

Contact Neinstein Personal Injury Lawyers to Learn More 

If you or a member of your family has suffered a serious injury in an accident, contact Neinstein Personal Injury Lawyers today to learn how our experienced team of long term disability lawyers can help. When you experience a life-changing injury, it helps to have a seasoned representative by your side. Neinstein Personal Injury Lawyers has helped catastrophically injured Ontarians access compensation for decades. Call today to arrange a free no-obligation consultation for more information.

Greg Neinstein, B.A. LLB., is the Managing Partner at Neinstein Personal Injury Lawyers LLP. His practice focuses on serious injury and complex insurance claims, including motor vehicle accidents, slip and fall injuries, long-term disability claims and insurance claims. Greg has extensive mediation and trial experience and has a reputation among his colleagues as a skillful negotiator.
Greg Neinstein
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