It is almost impossible for able-bodied Ontarians to imagine a life derailed by long-lasting or permanent injury. Losing the ability to visit friends, go to work, or partake in favourite pastimes takes an enormous toll on a person. However, with perseverance and the help of an experienced long term disability lawyer, injury victims have the chance to regain control of their lives and start fresh.Book Free Consultation
A long term disability lawyer represents severely injured members of the community. When an individual suffers a serious injury or illness that prevents them from re-entering the workforce, long term disability insurance can make life easier by providing a certain percentage of the individual's pre-injury income to cover medical care, home care, rehabilitative care, and other necessary expenses.
Disability can take many forms. Physical disabilities include full or partial paralysis caused by a brain or spinal cord injury, or lingering afflictions like chronic pain. PTSD, anxiety, and depression, more commonly seen as mental injuries, can also qualify you for disability benefits. The bottom line is this: if you can't earn a living after sustaining an injury, you have reason to submit a long term disability claim to your insurer.
Neinstein Personal Injury Lawyers' team of experienced long term disability lawyers have been working with severely injured Ontarians for decades. Our dedicated staff can help you through every step of your insurance and recovery process, from filing your claim to accessing leading medical and therapeutic services. At Neinstein, our goal is to shoulder the legal burden while you focus on your recovery.
On this page you will find some basic information regarding injuries causing long term disability, long term disability insurance, long term disability benefits, potential legal complications surrounding your benefits, and about Neinstein Personal Injury Lawyers.
There is no catch-all list of injuries that will qualify you for disability benefits - your coverage will depend on your insurance policy. However, injuries or illnesses that prevent you from performing your job for an extended period of time will generally qualify. The period of time over which you are covered will depend on the severity of your injuries and how long you are affected by them.
Injuries that cause severe physical disabilities like paraplegia, quadriplegia, and other forms of paralysis are often cited in long term disability claims. These can be caused by car accidents, boating accidents, motorcycle or bicycle accidents, or even simple slip-and-fall events.
Other chronic disabilities and illnesses, such as PTSD and chronic pain, may also disrupt your ability to work for a long period of time, and as such are perfectly valid reasons for filing a claim for disability benefits. When an individual is injured through no fault of their own, they should not be punished for their inability to work regularly. The process of recovering from significant physical or mental injuries is often excruciating - adding undue financial stress to that mix is unnecessary. That's why a long term disability lawyer from Neinstein LLP will fight hard on behalf of you and your recovery.
If you have suffered a serious personal injury, you should seek legal counsel as quickly as possible. Insurance disputes and long term disability claims can be lengthy, complicated, and costly, so retaining an experienced and understanding long term disability lawyer is of the utmost importance.
When seeking out a long term disability lawyer in Ontario, look for someone with a wealth of experience serving injured or disabled Ontarians such as those who have or still are suffering from a catastrophic injury. Insurance companies have deep pockets and a bottomless supply of legal tactics, but with the right professional guidance, there is no reason why you cannot emerge from your case with fair compensation.
Insurance companies cite a wide variety of reasons for denying or terminating long term disability benefits. In some cases, these issues can be remedied by reviewing and ensuring that your application is complete, accurate, and in order.
In other cases, you may require the services of a long term disability lawyer. For instance, insurance companies may dispute your injury claims on the basis that your doctor had not been approved by the company. In another scenario, your insurer may claim that you exceeded the application time limit, that you possessed a pre-existing condition, or that you misrepresented the scope of your injury.
In each of these situations, you should contact an experienced lawyer and seek legal advice right away. Personal injury law firms are aware of insurance companies' preferred tactics, and have strategies for countering them. If you have been unjustly denied disability benefits, an experienced and attentive personal injury lawyer will be able to successfully secure compensation on your behalf.
A long term disability lawyer will pursue different legal tactics depending on the unique circumstances of each case. These may include mediation, arbitration, and, of course, arguing their client's case before the court.
Mediation is perhaps the most informal of these scenarios. It generally involves a negotiation between two parties, mediated by a neutral third party observer with expertise in the area of long term disability benefits and disputes. This form of resolution takes place outside of court. In most circumstances, mediation is the most cost-effective approach to resolving legal disputes. If both sides are amenable to compromise, it can also substantially reduce the time it takes to find a solution.
Arbitration is a more formal approach to mediation, and is also regulated by a third-party mediator. The primary difference between arbitration and mediation is that the opinion provided by the third party is, in some cases, legally binding.
If these approaches do not succeed, your case will likely be decided in court. Neinstein's team of long term disability lawyers has a wealth of experience defending clients in court. Over our decades in business, we have developed a reputation as tough, well-prepared advocates for our clients' rights. We take pride in ensuring injured Ontarians' are represented, and fight hard to access compensation for our clients.
We will not charge you unless your case is successful.
Personal injury law firms in Toronto typically work under a contingency fee arrangement, better known as “no win, no fee”. Instead of an hourly fee for legal services, we charge a percentage of the settlement or court award. Hence the ...Learn More
A personal injury claim in Ontario can be settled in as little as 1.5 years; complex and highly contested cases will take longer to settle (or may be decided by the courts). Personal injury lawyers in Toronto cannot say with ...Learn More
Depending on your specific circumstances, there may be a few options to help cover lost wages in the interim period. Our personal injury lawyers in Toronto can help you assess whether you have entitlement from: Short-term and long-term disability insurance either through ...Learn More
Overall rating of
64 first-party reviews
We are confident our proven strategy can assist you in obtaining your proper and rightful accident benefits. Toronto-based and serving all of Ontario, Neinstein Personal Injury Lawyers pursues your personal injury claim at no upfront or hourly cost to you, and there are no fees until your case is successfully resolved.Explore Our Fees
2020 was a difficult year for most, but during these unprecedented times, we came out stronger together.
When people are injured, most often they are unable to work and during these times, cash flow can become an enormous burden on the victim and their families. We recognize that our clients are suffering and are under enormous financial stress.
That is why we use the contingency fee arrangement. Under this arrangement, the client is not required to pay any fees or expenses unless the case is successful. If the client does not recover any monies from the lawsuit, there will be no legal fees.
Our lawyers have been representing seriously injured accident victims for more than 50 years. With experience in all areas of Ontario personal injury and medical malpractice law, our goal is to ensure that Ontario's most vulnerable residents get the representation they deserve.
Gary Neinstein, KC
Personal Injury Lawyer
As Founding Partner of Neinstein Personal Injury Lawyers, Gary has been exclusively practicing civil litigation for over 50 years.
Head of Medical Malpractice
Duncan is a Partner and head of the Medical Malpractice Group at Neinstein Personal Injury Lawyers.
Personal Injury Lawyer
Greg is the Managing Partner at Neinstein Personal Injury Lawyers.
Personal Injury Lawyer
Jeff is a Partner and the Head of the Personal Injury Group at Neinstein Personal Injury Lawyers.
Personal Injury &
Medical Malpractice Lawyer
Rose is a Partner at Neinstein Personal Injury Lawyers.
Personal Injury &
Medical Malpractice Lawyer
Stacy is a Partner at Neinstein Personal Injury Lawyers.