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Toronto Long Term Disability Lawyers

It is almost impossible for able-bodied Ontarians to imagine a life derailed by long-lasting or permanent injury. Losing the ability to visit friends, go to work, or partake in favourite pastimes takes an enormous toll on a person. However, with perseverance and the help of an experienced long term disability lawyer, injury victims have the chance to regain control of their lives and start fresh.

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Long Term Disability Claims In Toronto

A long term disability lawyer represents severely injured members of the community. When an individual suffers a serious injury or illness that prevents them from re-entering the workforce, long term disability insurance can make life easier by providing a certain percentage of the individual's pre-injury income to cover medical care, home care, rehabilitative care, and other necessary expenses.

Disability can take many forms. Physical disabilities include full or partial paralysis caused by a brain or spinal cord injury, or lingering afflictions like chronic pain. PTSD, anxiety, and depression, more commonly seen as mental injuries, can also qualify you for disability benefits. The bottom line is this: if you can't earn a living after sustaining an injury, you have reason to submit a long term disability claim to your insurer.

Neinstein Personal Injury Lawyers' team of experienced long term disability lawyers have been working with severely injured Ontarians for decades. Our dedicated staff can help you through every step of your insurance and recovery process, from filing your claim to accessing leading medical and therapeutic services. At Neinstein, our goal is to shoulder the legal burden while you focus on your recovery.

On this page you will find some basic information regarding injuries causing long term disability, long term disability insurance, long term disability benefits, potential legal complications surrounding your benefits, and about Neinstein Personal Injury Lawyers.

What Types Of Injuries Qualify Me For Long Term Disability Benefits?

There is no catch-all list of injuries that will qualify you for disability benefits - your coverage will depend on your insurance policy. However, injuries or illnesses that prevent you from performing your job for an extended period of time will generally qualify. The period of time over which you are covered will depend on the severity of your injuries and how long you are affected by them.

Injuries that cause severe physical disabilities like paraplegia, quadriplegia, and other forms of paralysis are often cited in long term disability claims. These can be caused by car accidents, boating accidents, motorcycle or bicycle accidents, or even simple slip-and-fall events.

Other chronic disabilities and illnesses, such as PTSD and chronic pain, may also disrupt your ability to work for a long period of time, and as such are perfectly valid reasons for filing a claim for disability benefits. When an individual is injured through no fault of their own, they should not be punished for their inability to work regularly. The process of recovering from significant physical or mental injuries is often excruciating - adding undue financial stress to that mix is unnecessary. That's why a long term disability lawyer from Neinstein LLP will fight hard on behalf of you and your recovery.

What Should I Do After A Personal Injury?

If you have suffered a serious personal injury, you should seek legal counsel as quickly as possible. Insurance disputes and long term disability claims can be lengthy, complicated, and costly, so retaining an experienced and understanding long term disability lawyer is of the utmost importance.

When seeking out a long term disability lawyer in Ontario, look for someone with a wealth of experience serving injured or disabled Ontarians such as those who have or still are suffering from a catastrophic injury. Insurance companies have deep pockets and a bottomless supply of legal tactics, but with the right professional guidance, there is no reason why you cannot emerge from your case with fair compensation.

Denied Benefits: How Can A Personal Injury Lawyer Help?

Insurance companies cite a wide variety of reasons for denying or terminating long term disability benefits. In some cases, these issues can be remedied by reviewing and ensuring that your application is complete, accurate, and in order.

In other cases, you may require the services of a long term disability lawyer. For instance, insurance companies may dispute your injury claims on the basis that your doctor had not been approved by the company. In another scenario, your insurer may claim that you exceeded the application time limit, that you possessed a pre-existing condition, or that you misrepresented the scope of your injury.

In each of these situations, you should contact an experienced lawyer and seek legal advice right away. Personal injury law firms are aware of insurance companies' preferred tactics, and have strategies for countering them. If you have been unjustly denied disability benefits, an experienced and attentive personal injury lawyer will be able to successfully secure compensation on your behalf.

The Legal Process Of A Long Term Disability Claim

A long term disability lawyer will pursue different legal tactics depending on the unique circumstances of each case. These may include mediation, arbitration, and, of course, arguing their client's case before the court.

Mediation is perhaps the most informal of these scenarios. It generally involves a negotiation between two parties, mediated by a neutral third party observer with expertise in the area of long term disability benefits and disputes. This form of resolution takes place outside of court. In most circumstances, mediation is the most cost-effective approach to resolving legal disputes. If both sides are amenable to compromise, it can also substantially reduce the time it takes to find a solution.

Arbitration is a more formal approach to mediation, and is also regulated by a third-party mediator. The primary difference between arbitration and mediation is that the opinion provided by the third party is, in some cases, legally binding.

If these approaches do not succeed, your case will likely be decided in court. Neinstein's team of long term disability lawyers has a wealth of experience defending clients in court. Over our decades in business, we have developed a reputation as tough, well-prepared advocates for our clients' rights. We take pride in ensuring injured Ontarians' are represented, and fight hard to access compensation for our clients.

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We will not charge you unless your case is successful.


 

FAQ

Personal injury claimants looking to cover lost wages while they wait for their settlement have a variety of options, including seeking a settlement loan from a reputable lender. At Neinstein, we will work with you to ensure you have access ...

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In Ontario, personal injury cases often progress slowly, and it may be several years before your claim is resolved. However, once your personal injury lawyer has secured a resolution, you will receive your check almost immediately. To discuss the details ...

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Not every accident or injury is grounds for a personal injury claim. In order for your claim to be viable, you will need to be able to prove that the negligence or actions of another party contributed to your injuries. ...

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Hear from our clients who have achieved life changing results

 
Aleksandra Client Testimonial for Neinstein Medical Malpractice Lawyers
One motor vehicle accident left Aleksandra unable to walk and in constant pain; a second forced her to give up her work and financial independence. Neinstein Personal Injury Lawyers' Rose Leto fought to ensure Aleksandra had access to rehabilitation and was able to live her life with peace and dignity...
Nick & Katerine Client Testimonial for Neinstein Medical Malpractice Lawyers
Medical negligence resulted in Nick and Katerine's daughter, Niko, being born with severe disabilities. They sought the help of Duncan Embury and his team at Neinstein Personal Injury Lawyers' Medical Malpractice Group and were impressed by Duncan's expertise and understanding. Their case was resolved within four years, allowing Nick & Katerine the financial freedom to care for their daughter...
Linda Client Testimonial for Neinstein Medical Malpractice Lawyers
After sustaining serious injuries in an accident, Linda credits the Neinstein Personal Injury Lawyers team for helping her feel secure during uncertain times...
 
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Tosha Cooper
December 27, 2020
I highly recommend using Neinstein for any personal injury issue. The service I received from Mike and Greg and the support staff was thoroughly heartfelt at the most terrible time in my life. They go over and above what I would have ever expected...
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Rathini Sivanandarajah
November 27, 2020
We went through a difficult time due to medical negligence at a Toronto hospital. We approached several law firms with no success. They were simply not interested in taking up our case. When we called Duncan at Neinstein LLP, he immediately...
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Rick Sullivan
November 18, 2020
Not only have I been personally employed by Neinstein LLP for over 20 years, I have referred many family related files as well as my wife's file. I wouldn't trust another firm to handle things of such personal importance and magnitude to me...
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Nicole Elfassy
October 18, 2020
Neinstein Medical Malpractice Lawyers is a firm comprised of the most compassionate group of highly skilled lawyers. It's a pleasure to work along side such a talented group. I get to see first hand their client dedication, their unwavering support, their tireless efforts...
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Darcy Perry
August 18, 2020
The moment I spoke to and met with Michelle Kudlats at Neinstein and Associates , I felt and knew I made the right decision to ask them for help . Michelle right away started to make sure I had the medical and mental help I needed to get my recovery...
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Raj Sethi
May 26, 2020
I would highly recommend Neinstein Personal Injury Lawyers. Jeff and his team has helped us from beginning to the end during out MVC law suit. Whole team had been available just on a text or email. They have supported us during our hard times...
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Bharath RV
January 26, 2020
I would never think of going elsewhere and highly recommend them. Last year, I was hit by a car at the pedestrian path and ended up with broken a clavicle bone. I reached out to Neinstein and worked with Michelle Kudlats. Being new to the city and understanding legal terms...
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Roscoe Rabinowitz
November 27, 2019
Michael Wolkowicz was terrific. My claim was relatively small, but I always felt that I was in good hands. He pushed when he needed to push, made sure I knew where we were in the process, helped me keep perspective on it while offering helpful...
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Stephanie Daigle-Roy
January 25, 2017
My husband and I were in a serious car accident in 2013, and despite living 7 hours away from the Toronto area, we chose to be represented by Greg and his team at Neinstein. One of our acquaintance's daughter had also been represented by Greg and his team..
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Sophie Levesque
December 4, 2016
While my case is just starting, Sonia has been a great help, and going above and beyond for me, and I must say that she is truly amazing, and her kindness and assistance moves me to tears..
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Shaili Parmar
November 11, 2020
I've been lucky to receive the attention and care of the Neinstein Group. They have been so professional and helpful for my needs. Highly recommend...
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Harpal Hothi
November 10, 2020
The medical malpractice team at Neinstein LLP is knowledgeable, skilled, and most of all compassionate. They care about their clients and their knowledge of the law and medicine of each case is unparalleled...
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Stephen Winstall
November 16, 2020
Very professional quick to a resolution that worked for me...
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Sarah Harvey
November 6, 2020
As a member of the Neinstein team for over a decade, I have seen first hand the hard work, dedication and expertise of our Medical Malpractice Lawyers. I would without hesitation recommend this team to my own friends and family...
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Kelly Douma
October 7, 2020
I would recommend Michelle Kudlatz from Neinstein in a heartbeat! She handled my personal injury claim with such kindness, empathy and professionalism, and fought hard to make sure that I was taken care of and treated fairly...
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Diana Brown
September 11, 2020
A painless process for those already in enough pain and due compensation! They did all the work and made sure to handle all the details. I recommend them all the time and there is really no other firm out there that takes care...
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Malgorzata Bonikowska
August 9, 2020
Our family was most fortunate to deal with this excellent company and its lawyers. Caring, highly professional and always ready to assist. Thank you, Stacy Koumarelas! We would recommend Neinstein Personal Injury Lawyers to everyone...
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Dayana Naumov
July 11, 2018
I wanted to give a huge thank you to Jeffrey and his team. We appreciate him for his hard work and going above and beyond! After successfully helping settle my father's case he continued to help. If it weren't for his skills and knowledge...
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Jasser Thiara
March 4, 2021
Over the past year or so, I have personally had the pleasure to work with Duncan Embury regarding a personal injury matter involving a family member. As a physician, I am well aware of how challenging of a process it is, especially when a loved one...
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Martin Lee
February 4, 2019
Greg and his team were an indispensable help after my motorcycle accident. They treated me with dignity and respect , answered all my questions, even the dumb ones, and settled my case very quickly. I highly recommend them...
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Deborah Ramey
January 3, 2017
We are very grateful for the help , good communication skills, patience , advocacy and support Daniel Michaelson and his team provided for our daughter Joelle during this trying time after she was injured...
 

No Legal Fees Until Your Claim is Successful

We are confident our proven strategy can assist you in obtaining your proper and rightful accident benefits. Toronto-based and serving all of Ontario, Neinstein Personal Injury Lawyers pursues your personal injury claim at no upfront or hourly cost to you, and there are no fees until your case is successfully resolved.

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Neinstein's Year in Review, 2020

2020 was a difficult year for most, but during these unprecedented times, we came out stronger together.

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We're Here For Your Financial + Legal Recovery

 

When people are injured, most often they are unable to work and during these times, cash flow can become an enormous burden on the victim and their families. We recognize that our clients are suffering and are under enormous financial stress.

That is why we use the contingency fee arrangement. Under this arrangement, the client is not required to pay any fees or expenses unless the case is successful. If the client does not recover any monies from the lawsuit, there will be no legal fees.