Aug 25, 2020 in News Car Accident

Car Accident: I've Been Injured in an Accident with an Uninsured Driver. What Now?

I've Been Injured in an Accident with an Uninsured Driver. What Now?

The law in Canada is clear: every driver must own automobile insurance. Unfortunately, a small number of Canadians choose to ignore the rules, putting fellow motorists at risk. In August, Globe and Mail Drive columnist Jason Tchir answered a few common questions about uninsured collisions. If you've been involved in an accident with an uninsured motorist, a car accident lawyer from Neinstein Personal Injury Lawyers can help. "What happens if my car gets hit by one of these idiots without insurance?" a reader asked Tchir. "Am I still covered?" As Tchir's column makes clear, insured drivers who are involved in accidents with uninsured motorists still have access to coverage. In provinces that use private insurance providers, like Ontario, all policies include provisions for uninsured accidents. However, the process for accessing compensation may be more complicated in these cases, and the amount of available compensation may be limited. "If you can identify the vehicle and the driver confirms they have no insurance, then the provincial policies give you some coverage," said the Insurance Bureau of Canada's director of consumer and industry relations, Pete Karageorgos. "You'll need to notify the author_idities as soon as possible because they need to conduct an investigation." For accidents resulting in vehicular damage but no injuries, uninsured coverage may be up to $25,000, minus a $300 deductible. Purchasing additional, optional coverage may extend that amount. For accidents involving injuries - the kind of events that sometimes require the help of a car accident lawyer - the process of acquiring compensation varies from province to province. In Alberta, for example, insurance provides up to $50,000 in benefits for two years following an uninsured collision. After that, the injury victim may be able to access up to $95,000 in additional benefits through the Motor Vehicle Accident Claims (MVAC) program, Alberta's Treasury Board spokeswoman told Tchir. In Ontario, drivers who are injured in uninsured collisions may access benefits through the province's Statutory Accident Benefits Schedule (SABS). Catastrophically injured accident victims can also pursue civil claims for additional compensation against the uninsured driver. If the claim is successful, they can access up to $200,000 through their uninsured automobile coverage. If you've been injured in an accident involving an uninsured driver and would like to know more about this subject, contact Neinstein Personal Injury Lawyers today to schedule a free, no-obligation consultation with an experienced car accident lawyer. Our team will explain your legal options and provide guidance and advice on your road to recovery.   Image: Shutterstock

Personal Injury Lawyer at Neinstein Personal Injury Lawyers Toronto

Greg Neinstein

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As a Toronto Car Accident Lawyer with over 50 years of experience handling car accident claims, Neinstein LLP implements effective strategies to ensure you get the best possible medical attention and access to fair and reasonable compensation. From the first police report following a car crash to hiring a car accident attorney to pursuing your claim, our team works to make the process of helping you get the full compensation you’re entitled to as stress-free as possible.

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Personal Injury Lawyer at Neinstein Personal Injury Lawyers Toronto

Greg Neinstein

Partner, Personal Injury Lawyer

More Posts View Bio

Area of Expertise

Car accident

 

As a Toronto Car Accident Lawyer with over 50 years of experience handling car accident claims, Neinstein LLP implements effective strategies to ensure you get the best possible medical attention and access to fair and reasonable compensation. From the first police report following a car crash to hiring a car accident attorney to pursuing your claim, our team works to make the process of helping you get the full compensation you’re entitled to as stress-free as possible.

More Posts Legal Support

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We will not charge you unless your case is successful.


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At Neinstein we have been advocating for injured victims for over 50 years. Our committed and compassionate team will do everything necessary to help you and your family find solutions to the new challenges that arise from serious injuries.

Our team will ensure you access the proper healthcare support to aid in your recovery. While you focus on your rehabilitation, we will thoroughly investigate your case and guide you through the litigation process so we can achieve the maximum compensation that you deserve.